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How Does BAH Work for Dual Military? – Important Things to Know

how does BAH work for dual military

BAH, which is the abbreviation for basic housing allowance, is a benefit that military members are entitled to. Typically, it is straightforward. But in the case of two married members, the way it works can be a bit more complicated because there are many different factors to consider.

If you are struggling with your research on this topic, don’t worry. Our article will help. We will answer, “How does BAH work for dual military?” You can find everything you need to know about BAH for dual military here.

Dual Military BAH

dual-military-bah

First, what does dual military mean?

Dual military is when two military members get married. It can also be referred to as mil-to-mil marriages, and are a lot more common than you may think. Married service couples are entitled to more benefits, including BAH.

That being said, what is BAH?

Now, let’s revisit what BAH (Basic Allowance for Housing) is. In essence, it is money provided by the military for military members to cover the cost of their housing and related expenses in the market when quarters are not given by the government.

How much a member receives depends on their pay grade, the status of dependents, and the location of deployment or duty station. The specific rate also relies on the housing cost averages of the year before, though it will not decrease if your situation remains the same. It will only decrease if you find yourself in one of the three following scenarios:

  • You move (PCS) to a new location. Your BAH rate will adjust to the one that is in effect at that new station.
  • You are demoted. Your BAH rate will adjust to reflect your lower pay grade, which may be lower than your previous BAH.
  • Adversely, if you are promoted, and the higher pay grade has a lower BAH rate than your previous pay grade, you can opt for the higher rate.
  • Your state of dependency changes from without-dependent to with-dependent, or vice versa. Your BAH rate will adjust to reflect this.

Now, onto the Army regulation for BAH!

Military Weds Living Together

  • Each is entitled to their own BAH.
  • With a dependent – The couple chooses between themselves: one person receives the higher BAH rate.
  • It goes without saying that wedded military members can ONLY get BAH with dependents if they have a dependent, which most of the time, is a child.
  • Even if there are more than one dependents (more than one child), the couple must choose between themselves: one person receives the higher BAH rate (meaning, each person cannot claim one dependent/child).

By the same token, two military members who are not married to each other or living together can get BAH with dependents, but if they get married, one will lose the BAH with dependents and revert to receiving just a single BAH.

Military Weds Living Apart (Plus, they do not have dependents…)

  • They will be treated as single servicemembers
  • Wherein each is entitled to their own BAH

Note: In the special case that the couple is not stationed together but does have dependents, the BAH will be given to one of the two residing in the same location as the dependents.

Also, it might be worth noting that if a service member has been authorized a dependent-BAH for a child from another marriage or for a dependent parent, they will uphold that entitlement regardless of their current relationship.

Military Weds Living in Military Housing

The couple will not be entitled to BAH unless there are special situations, such as a dependent parent or a child unable to live with the family. If you think you have a particular case like this, contact your payroll office for tailored help.

How Much Do Dual Military Members Receive for BAH?

bah-for-dual-military

Here is a sneak peek into the current BAH charts for members with and without dependents:

Dual military members with dependents

KETCHIKAN, AK OAKLAND, CA  REHOBOTH, DE EGLIN AFB, FL ATLANTA, GA
E01 $1,836  $2,985 $1,635 $1,965

$2,022

E02

$1,836 $2,985 $1,635 $1,965 $2,022
E03 $1,836 $2,985 $1,635 $1,965

$2,022

E04

$1,836 $2,985 $1,635 $1,965 $2,022
E05 $2,184 $3,117  $1,680 $1,968

$2,058

E06

$2,199 $3,645  $1,743 $2,085  $2,280
E07 $2,301 $3,687  $1,803 $2,229 

$2,298

E08

$2,442 $3,732  $1,878 $2,397 $2,307
E09 $2,637 $3,855  $1,965 $2,562

$2,361

W01

$2,202 $3,663  $1,755 $2,097 $2,295
W02 $2,361 $3,705  $1,833 $2,298

$2,304

W03

$2,532 $3,759  $1,923 $2,502 $2,316
W04 $2,676 $3,891  $1,983 $2,586

$2,391

W05

$2,844 $4,044  $2,049 $2,682 $2,502
O01E $2,331 $3,696  $1,818 $2,265

$2,301

O02E

$2,505 $3,750  $1,908 $2,472 $2,310
O03E $2,697 $3,909  $1,989 $2,595

$2,403

O01

$2,193 $3,180  $1,692 $1,986 $2,088
O02 $2,196 $3,639  $1,740 $2,082

$2,277

O03

$2,523 $3,756  $1,920 $2,493 $2,313
O04 $2,904 $4,095  $2,070 $2,712

$2,541

O05

$3,174 $4,338  $2,175 $2,868 $2,721
O06 $3,198 $4,374  $2,190 $2,889

$2,742

O07

$3,222 $4,410 $2,205 $2,910

$2,760

Dual military members without dependents

KETCHIKAN, AK OAKLAND, CA  REHOBOTH, DE EGLIN AFB, FL ATLANTA, GA

E01

$1,377  $2,433  $1,350  $1,599  $1,587
E02 $1,377  $2,433  $1,350  $1,599 

$1,587

E03

$1,377  $2,433  $1,350  $1,599  $1,587
E04 $1,377  $2,433  $1,350  $1,599 

$1,587

E05

$1,638 $2,706  $1,503 $1,833  $1,845
E06 $1,647 $2,862  $1,590 $1,959 

$1,983

E07

$1,725 $2,985  $1,635 $1,980  $2,025
E08 $1,902 $3,225  $1,698 $1,995 

$2,109

E09

$2,001 $3,381  $1,707 $2,019  $2,166
W01 $1,665 $2,949  $1,632 $1,977 

$2,022

W02

$1,899 $3,222  $1,695 $1,992  $2,106
W03 $2,010 $3,399  $1,710 $2,025

$2,175

W04

$2,202 $3,651  $1,749 $2,112 $2,277
W05 $2,331 $3,693  $1,818 $2,265

$2,283

O01E

$1,827 $3,117  $1,680 $1,986 $2,058
O02E $1,977 $3,348  $1,704 $2,016

$2,154

O03E

$2,169 $3,642  $1,731 $2,073 $2,274
O01 $1,644 $2,850  $1,587 $1,956

$1,980

O02

$1,785 $3,075  $1,668 $1,983 $2,049
O03 $2,046 $3,453  $1,713 $2,037

$2,196

O04

$2,307 $3,681 $1,800 $2,238 $2,280
O05 $2,385 $3,705 $1,842 $2,331

$2,289

O06

$2,517 $3,744 $1,908  $2,487 $2,304
O07 $2,547 $3,801 $1,929 $2,517

Note: You can also check your BAH with this online tool.

Conclusion

Congrats! You now have all the essential information to answer, “How does BAH work for dual military?” Hopefully, you have found what you need from our article. If you still have questions, please reach out to us in the comments below. Otherwise, share your thoughts and this article with other readers! Again, thank you for stopping by!

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